Providing working capital for the production of 40% pistachio nuts

Why should I invest?

1- Proper profitability of the plan

2- Acceptable performance records of the investor

3- Receiving collateral from the investor and the third party legal guarantor to cover the risk of losing the capital and expected profit.

4- Payment of interest at the rate of 3.92% monthly, calculated from the first month once every 3 months

Introducing the plan

Isfahan Anitech Company requests capital of 100,000 million Rials to provide working capital for the purchase of raw materials from manufacturers and suppliers and the production of 40% pistachio nuts and their sale to its customers. It is expected that this plan can reach a gross profit of 249,142 million Rials during the 12-month period. Considering the 18.86 percent share for investors from the profit defined in the plan, the monthly internal rate of return and investors’ profit during the implementation period of the plan, including the cost of crowdfunding fees, is predicted to be 3.77 percent and 47.00 percent, respectively. It should be noted that in order not to lose the principal of the capital, a guarantee was obtained from the applicant and the Fardad Capital Company (Special Shares) as the guarantor of the check plan.

Risk management

The risk of non-cash settlement of customers during the plan period and increasing the circulation period:
In case of occurrence, it will be the responsibility of the applicant. In case of credit sale, at the end of the plan, any remaining uncollected claims are assumed to be settled and the investor is obliged to settle the amounts at the end of the plan.

Disruption in the production line and the impossibility of realizing the expected amount of sales:
If this happens, the risk will be borne by the applicant.

Inadequate quality of raw materials for the production of the product in question:
The applicant must check the quality of the raw materials in every aspect and verify the authenticity. If the raw materials are not of good quality and the resulting product is not sold, the investor must buy back the product himself. This risk is borne by the applicant.

Increase in currency price and inflation rate:
The applicant should determine the selling price according to the purchase price of raw materials in such a way that the minimum estimated profit margin is maintained for the investors. This risk is borne by the parties.

The risk of not selling the goods to the amount estimated in the plan:
According to the company’s estimate of the market demand, the probability of this risk is low. It should be noted that if the product mentioned in the plan is not sold, the applicant will be obliged to buy back the products in such a way that the minimum profit estimated in the plan is realized for the investors.

Damage to the products before delivery to the customer (fire, product expiration, theft, etc.):
The investor is obliged to insure the warehouse of products in order to cover the risks. If it happens, it will be the responsibility of the applicant.